2963 Cussell DR
St. James City, FL 33956
$459,900
Open Houses
Direct Gulf access, peaceful preserve views, and sunset evenings by the water—welcome to island living in St. Jude Harbors on laid-back Pine Island. Situated near the end of a dead-end road across from St. James Creek Preserve, this 2-bedroom, 2-bath concrete block home offers a waterfront retreat with no bridges to open water. A wide canal leads to Pine Island Sound and the Gulf, while two docks and an 8,000-lb aluminum boat lift installed in 2019 make it easy to enjoy boating and fishing.
Inside, the split-bedroom layout provides privacy, and a Florida room adds space to relax or entertain. The kitchen and appliances were updated in 2023, along with bathroom vanities, interior paint, and trim. Additional improvements include a metal roof and added insulation in 2021, an engineered carport in 2021, and air conditioning in 2019.
Enjoy low-maintenance landscaping, a waterfront pergola, and western rear exposure for taking in the sunset. Pilings and riprap reinforce the shoreline, and covered parking provides added convenience. Offered furnished with a strong seasonal rental history, this home is ready to become your island getaway or year-round waterfront retreat. Seller financing available to qualified buyers with attractive terms
| Listing ID: | 2026044002 |
|---|---|
| List Price: | $459,900 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Active |
| Bedrooms Total: | 2 |
| Bathrooms Full: | 2 |
| Bathrooms Half: | 0 |
| Living Area: | 1,196 |
| Association Fee: | $0 |
| Tax Annual Amount: | $5,589 |
| Lot Size Square Feet: | 9,583 |
| Lot Size Acres: | 0.22 |
| Architectural Style: | Ranch, Single Family |
| Waterfront?: | Yes |
| City: | St. James City |
| County Or Parish: | Lee |
| Subdivision Name: | St Jude Harbors |
| Postal Code: | 33956 |
| Year Built: | 1982 |
| Number Of Units Total: | 1 |
| Equipment: | Dishwasher, Dryer, Microwave, Range, Refrigerator, Smoke Detector, Washer, Washer/Dryer Hookup |
| Cooling: | Ceiling Fan(s), Central Electric |
| Flooring: | Tile, Vinyl |
| Heating: | Central Electric |
| Lot Features: | Regular |
| Parking Features: | Covered, RV-Boat, Attached Carport |
| Status: | Active |
| State Or Province: | FL |
| Water Source: | Central |
| Roof: | Metal |
| Laundry Features: | Washer/Dryer Hookup |
| Foundation Details: | Concrete Block |
| Construction Materials: | Concrete Block, Stucco |
| Cooling?: | Yes |
| Heating?: | Yes |
| Lot Size Area: | 0.22 |
| Association Amenities: | See Remarks |
| Building Area Total: | 1196 |
| Carport?: | Yes |
| Exterior Features: | Boat Lift, Dock Included, Elec Avail at dock, Screened Lanai/Porch |
| Interior Features: | Smoke Detectors |
| Levels: | 1 |
| Living Area Units: | Square Feet |
| Lot Size Units: | Acres |
| MLS Area Major: | ST JUDE HARBORS |
| Other Structures: | Gazebo |
| Parking Total: | 2 |
| Security Features: | Smoke Detector(s) |
| Sewer: | Septic Tank |
| Waterfront Features: | Canal Front, Navigable, Rip Rap |
| View: | Canal, Preserve, Trees/Woods |
| View?: | Yes |
| Carport Spaces: | 2 |
| Covered Spaces: | 2 |
| Furnished: | Turnkey |
| Parcel Number: | 02-46-22-21-00016.0220 |
| Pets Allowed: | Yes |
| Structure Type: | House |
| Zoning: | RS-1 |
| Appliances: | Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer |
| Bathrooms Total Integer: | 2 |
| Lease Term: | Buyer Finance/Cash, Seller Financing |
| Original List Price: | $459,900 |
| Building Area Units: | Square Feet |
| Irrigation Source: | None |
| Listing Contract Date: | 2026-10-20 |
| Additional RoomsNabor Additional Rooms: | Florida Room, Screened Lanai/Porch |
| Bedrooms: | 2 Bed |
| Boat Access: | Boat Lift, Dock Included, Elec Avail at dock |
| Building Desc: | 1 Story/Ranch |
| Canal Width: | Canal Width 81-120 |
| Community Type: | Boating, No Subdivision, Non-Gated |
| Elevator: | None |
| Floor Plan Type: | Split Bedrooms |
| Gulf Access Type: | No Bridge(s)/Water Direct |
| Gulf Access Yn: | Yes |
| Last Change Timestamp: | 2026-10-20T14:58:41.033Z |
| List Price: | $459,900.00 |
| Lot Back: | 85 |
| Lot Frontage: | 85 |
| Lot Left: | 125 |
| Lot Right: | 125 |
| Mls Area Major: | Pi02 - Pine Island (South) |
| Maintenance: | None |
| Management: | None |
| Num Unit Floor: | 1 |
| Open House Count: | 1 |
| Open House Upcoming: | Public: Fri Oct 23, 11:00AM-2:00PM |
| Owner Name: | Michael F & Penny L Salemme |
| Ownership Desc: | Single Family |
| Rear Exposure: | W |
| Restrictions: | None |
| Status Type: | Resale Property |
| Storm Protection: | Shutters - Manual |
| Table: | Residential |
| Units in Complex: | 1 |
| Room Bedroom Features: | Split Bedrooms |
| Room Dining Room Features: | Dining - Living |
| Stories Total: | 1 |
| Tax Year: | 2025 |
| Park Name: | ST JUDE HARBORS |
Listing Courtesy of: Always Island Time Realty LLC
(239) 425-5095
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The data relating to real estate for sale displayed on this Website comes in part from the Broker Reciprocity Program (BR Program) of Naples Area Board of REALTORS®, under License No. NPLSMLS-100139. Properties listed with brokerage firms other than North 2 South Realty International Inc are marked with the "BR House" logo. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Naples Area Board of REALTORS®. BR Program, or contained in the database compilation of the Naples Area Board of REALTORS®.
Naples Area Board of REALTORS® data last updated on October 21, 2026 02:40 AM - ET
Property Last Updated: October 21, 2026 02:40 AM - ET
