Seller Guide
Selling in Ontario or Florida? Start Here.
Real estate laws, closing processes, and tax considerations differ across borders. Here's a quick overview of what to expect in each market — and why it's worth a conversation with an advisor before you list.
The information below is general in nature and not a substitute for legal, tax, or financial advice. Every transaction is different — our team will walk through your specific situation with you directly.
Selling in Ontario
A quick look at how the Greater Toronto Area & Ontario market works for sellers.
- RECO-regulated process. Listing agreements, disclosures, and offer procedures follow standardized provincial rules designed to protect sellers.
- Lawyer-led closings. Ontario transactions close through a real estate lawyer, with deposit handling and timelines distinct from U.S. norms.
- TRREB MLS exposure. Listings reach the GTA's most active buyer pool, paired with our own cross-border marketing engine.
- Principal residence tax treatment. Capital gains exposure can differ significantly depending on how the property was used — worth reviewing before you price and list.
- Seasonal timing. The Ontario market has real spring and fall patterns that affect both pricing strategy and days-on-market.
Selling in Florida
A quick look at how South & Southwest Florida works for sellers, including foreign owners.
- FAR/BAR contract standard. Most Florida transactions use the FAR/BAR contract, with defined inspection and financing contingency windows to plan around.
- Title company & escrow closings. Unlike Ontario's lawyer-led process, Florida closings run through a title company, with your deposit held in escrow until closing.
- FIRPTA for non-U.S. residents. If you're a non-resident seller, federal withholding rules apply at closing — this is one of the first things to plan for with your advisor.
- No state income tax. A factor many sellers weigh when comparing net proceeds against reinvestment elsewhere.
- Homestead exemption impact. If the property was your primary residence, exemptions in place may affect your tax picture at sale.
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